Ideal for Self-employed borrowers or investors. Some business owners find it more difficult to provide the standard mortgage documents and these alternative income documents are acceptable for a non-QM mortgages.

•          12–24-month bank statement program
•          1099
•          Profit and loss statements
•          Asset Depletion
•          DSCR Investment loans (Debt Service Coverage Ratio) This program requires only rental income from the property to qualify                 for the mortgage which can be less than 1% ratio.
•          Finance Condotels and short-term rentals
•          Foreign National Financing
•          ITIN Financing
•          Bridge Financing Program pays off the existing lien while providing the cash out needed for down payment on the new home.
•          Up to 90% Loan to value